The first step is to get your credit reports from each of the three credit. For the details, please refer to ' Contact Us' page. Here’s how you can dispute inaccurate inquiries and iron out your credit. To know our opening and closing hours, please refer to the ' Contact Us' page.įor consumers who live outside of Kingston, or wish to send the required documents listed above via email, we request that you send us the certified copy to our customer service email. Proof of address (e.g.…*Recent utility bill or bank statement in your name or proof of address form/letter signed by one of the approved official listed above). In the event that you do not have a valid ID we will accept a passport size picture certified by an approved official (e.g.…*Justice of the Peace, Pastor, Medical Practitioner, Attorney-at-Law, Superintendent of Police or Bank Manager).ģ. Your TRN and a valid government issued photo ID (e.g.…*Driver’s License, Passport, Voter’s Registration Card) or a valid Driver’s LicenseĢ. Along with the same form you will be required to submit the following documents:ġ. You are required to complete a Consumer Credit Report Request form. What do you need in order to get your credit report? ![]() ![]() Every Jamaican over the age of 18 is entitled to receive a FREE copy of their credit report each calendar year. Free Credit Report ( With Score: JMD $1,150 inclusive of GCT)įeel free to contact us at or 87 /87 for more details. As this information is used to identify you for the request process, omission of any information when filing by mail may delay your request.As of September 1st, 2020, we will be offering two (2) types of Free credit reports:Ģ. Additional information may be required to process your request, in which case the consumer credit reporting company you requested your credit report from will contact you by mail. In order to request a credit report, you will have to provide several pieces of personal information, specifically your full name, date of birth, mailing address, Social Security number (SSN), and (if you've moved within the last two years) your previous mailing address. The CFPB has put together a list of several of these companies, which is updated annually. You will have to request a report from each of these companies individually and while many will provide a credit report for free every 12 months, other companies may charge you a fee outright. In addition to Equifax, Experian, and TransUnion, you are also eligible for credit reports from specialty consumer reporting companies. You can request and review your credit report in one of the following ways: You are entitled to a free credit report every 12 months from each of the three major consumer credit reporting companies: Equifax, Experian, and TransUnion. Determine How You Want to Request Your Report Once you know how to request your credit report and what to look for when reading it, be sure to repeat the process at regular intervals.ġ.Once you've received a credit report, check your personally identifiable information (PII), credit accounts, credit inquiries, as well as public records and collections closely for any errors or suspicious activity.While you can request a credit report from all three credit reporting companies simultaneously, a better strategy would be to order one report at a time from a different company every four months.Make sure you have all of the necessary personal information, including your Social Security number, on hand before making your request. ![]() There are three ways to request your credit report: phone, mail, or online.
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